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Beware The Equity Indexed Annuity - Point View Wealth ...
Beware the Equity Indexed Annuity . of equity indexed annuities. Although FINRA issues many investor alerts, this is only the sixth one it has issued in the area of insurance and annuities since 2002. That shows how seriously it views this ... Fetch Content

Variable Universal Life Insurance - Wikipedia
Variable universal life insurance (often shortened to VUL) (FINRA) and himself be An alternative for this in the 34% tax bracket would be to consider using Variable Annuities which does not limit the contributions and withdraw from it without annuitizing the contract. ... Read Article

Suitability Webinar Resources - Yorkcast.com
FINRA Course Suitability and Know Your Customer Obligations: FINRA Rules 2111 and 2090 (EL-ELC197) This course demonstrates the key requirements of FINRA’s suitability and know your customer rules, equity-indexed annuities) ... Fetch Content

Should You Exchange Your Variable Annuity
Should You Exchange Your Variable Annuity? March 2, 2006 variable insurance products are regulated by the SEC and FINRA. Equity-indexed annuities (EIAs) have characteristics of both fixed and variable annuities. Their return varies more than a ... Access Full Source

Policy For Selling Fixed-Indexed Annuities By HBW Registered Reps
Policy For Selling Fixed-Indexed Annuities FINRA requires Broker/Dealers to supervise the sale of Fixed-Indexed Annuities for all associated The NASD continues to pressure Broker/Dealers to supervise the sale of Equity-Indexed Annuities for all associated registered ... Fetch Here

ANNUITY DISCLOSURE MODEL REGULATION Table Of Contents
Summary prospectus rule or FINRA has approved for use a simplified disclosure limitations, if any, including for fixed indexed annuities, the elements used to determine the index-based interest, Annuity Disclosure Model Regulation . and (1) ... View Document

Variable Annuity Suitability Form - Daniel Watson Agency
102554 © 04/13 Woodbury Financial Services, Inc. Member FINRA, SIPC, Please indicate the client’s investment experience with annuities. Equity Indexed Annuities _____ years Variable Annuity Point of Sale and completed Suitability Addendum, if applicable. ... Document Viewer

Do-It-Yourself Equity-Indexed Annuities - Advisor Perspectives
Do-It-Yourself Equity-Indexed Annuities By Geoff Considine, Ph.D. December 20, 2011 Equity indexed annuities offer retirees a compelling combination of guaranteed income and The FINRA statement also mentioned a number of the issues outlined by Zweig in his Wall Street ... Retrieve Doc

Equity-indexed Annuity - Wikipedia
The mechanics of equity-indexed annuities are often complex and the returns can vary greatly depending on the month and year the annuity is The owner receives an interest credit of $4,000. However, in an equity-indexed annuity, the interest credit is linked to the equity markets. For ... Read Article

Equity-Indexed Annuities - Select Portfolio
An equity-indexed annuity (EIA), like any annuity, is a annuities where the buyer's money is directly invested in Securities offered through Securities Equity Group, Member FINRA, SIPC & MSRB David M. Jones is a Registered Representative. ... Access Document

Annuities And The Securities And Exchange Commission Proposed ...
Annuities and the Securities and Exchange Commission Proposed that would effectively reclassify equity indexed annuities as a security product in addition to being an insurance product. Since insurance products are retains authority over FINRA and may require it to adopt, or not adopt ... Return Doc

Update – SEC Regulation of Indexed Annuities (“FINRA”) as broker-dealers. 1 SEC Press Release 2008-298, SEC Improves Protections for Seniors and Other Investors in Equity-Indexed Annuities (December 17, 2008). 2 Sean P. Carr, ... Read More

Annuities - MSU Extension
Financial Industry Regulatory Authority, Inc. (FINRA) provide two publications for those considering the purchase of equity-indexed annuities. Buyers Guide to Equity-Indexed Annuities explains indexing methods, terms, participation ... Access Content

Are You An Informed Investor? ANNUITIES - TN
Are you an informed investor? ANNUITIES. Financial Industry Regulatory Authority (FINRA). As for . indexed annuities, in 2009, the Securities and Exchange Commission ruled that equity indexed annuitities were to be regulated as securities. The ... Read Here

Annuity (American) - Wikipedia
A new category of deferred annuity, called the fixed indexed annuity (FIA) emerged in 1995 (originally called an Equity-Indexed Annuity). People who sell variable annuities are usually regulated by FINRA, ... Read Article

Variable Annuities: Beyond The Hard Sell
FINRA is issuing this Investor Alert to help seniors and other prospective variable annuity buyers to make Investor Alert, Equity Indexed Annuities -- A Complex Choice. SEC, Variable Annuities: What You Should Know. ... Fetch Full Source

SEC Regulation Of Indexed Annuities? - Media2.mofo.com
SEC Regulation of Indexed Annuities? On June 26, 2008, the Securities and Exchange Commission FINRA issued a notice to its members cautioning registered broker-dealers and associated persons that market such products. The notice Equity-indexed annuities guarantee a minimum interest ... Return Doc

Indexed Annuity Presentation - YouTube
Presentation given November 20th to NCOIL in New Orleans as an update on the status of the insurance industry trying to preserve the indexed annuity product as a state regulated product. Should the SEC take over the regulation of this product only FINRA licensed insurance agent could ... View Video

PRODUCT LIST | FIXED INDEXED ANNUITIES
Www.aig.com/annuities Power 7 Plus PRODUCT LIST | FIXED INDEXED ANNUITIES Securities are offered through The O.N. Equity Sales Company, Member FINRA/SIPC. The O.N. Equity Sales Company Member FINRA/SIPC One Financial Way ... Return Doc

Fixed Index Annuities - Home - Able Financial
Fixed Index Annuities: Lower Risk for Savers, Economic Opportunity for Broker-Dealers FINRA, it is also clear persons of equity-indexed annuities (EIAs) that are not registered under the federal securities laws ... Get Document

AA NNUUI ITTYY T CCEER RTTIFFIICCAATIIOONN CCOUURSSEE
Arguments persist about the appropriate regulatory regime for equity-indexed annuities, and the SEC has not made a final decision about its general jurisdiction over the sale of equity-indexed . 3 annuities. FINRA asked the SEC to evaluate whether equity -indexed annuities are securities. ... Read Here

Firm Element Training Contact Mike Fayne At: Mfayne@stcusa ...
Firm Element Training Contact Mike Fayne at: n FINRA Equity And Debt Research Rules 3 n FINRA Notice 13-31: Suitability Best Practices n Equity-Indexed Annuities 3.0 n Introduction to Mutual Funds n Late Trading and Market Timing ... Get Doc